How to Make Your Retirement Portfolio Inflation Proof

The following is a guest post. If you’d like to guest post on the Dividend Ninja, be sure to check out our Guest Posting Guidelines. To hear the talking heads tell it, there’s no inflation out there. And with the price of oil (and therefore gasoline) in a tailspin, inflation looks like the last thing anyone should be worried about. But long-term numbers tell a very different story. According to the Bureau of Labor Statistics Inflation Calculator, prices have roughly doubled in the last 25 ...

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Invest in dividend stocks

Why Should I Invest in Bonds? 3 Reasons Investors Are Spooked

These days, bonds are getting a bad name. But, that shouldn’t be the case. You should invest in bonds. Stock markets are off to a tremendous start, dividend stocks are outperforming, and not surprisingly investors are losing their confidence in government issued bonds. There are three main reasons why investors are spooked with bonds. First and foremost, are the sovereign debt woes in Europe and the antics of the U.S. government to raise the debt ceiling, which sent ripples around world markets ...

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Looking at the Income Statement and Balance Sheet

Why You Should Be Using Stop Loss and Limit Orders

Investing is a percentage game. The lower you can buy a stock and the higher you can sell, then the more money can be gained. But in reality finding the exact bottom or the exact top of a stock is impossible, and most investors will tell you when to sell is the most difficult decision. The key is to use charts to buy a stock near its 52-week low and then firmly decide when you are going to sell (or buy and hold). Using Stop Loss and Limit orders helps you achieve these goals, and protects you from ...

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Supplement Your Income or Reinvest Dividends?

The Safe Withdrawal Rate – Can You Rely on It in Retirement?

The following is a guest post. If you’d like to guest post on the Dividend Ninja, be sure to check out our Guest Posting Guidelines. Do you know how much you can withdraw from your retirement plan each year, and be sure that you’ll never run out of money? There’s actually a method – referred to as the safe withdrawal rate – that can help you do that, although it’s not exactly scientific. In theory, it enables you to draw a certain amount of money out of your retirement portfolio ...

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