Supplement Your Income or Reinvest Dividends?

The Safe Withdrawal Rate – Can You Rely on It in Retirement?

The following is a guest post. If you’d like to guest post on the Dividend Ninja, be sure to check out our Guest Posting Guidelines. Do you know how much you can withdraw from your retirement plan each year, and be sure that you’ll never run out of money? There’s actually a method – referred to as the safe withdrawal rate – that can help you do that, although it’s not exactly scientific. In theory, it enables you to draw a certain amount of money out of your retirement portfolio ...

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Is Low Unemployment Good For the Stock Market?

The following is a guest post. If you’d like to guest post on the Dividend Ninja, be sure to check out our Guest Posting Guidelines. When the unemployment rate is very low, it is often due to the economy doing very well. In fact, very low unemployment often translates to already high stock prices and for investors buying at that particular stage in the cycle is often detrimental to their portfolio returns. What we know about the stock market is prices are dependent on the business fundamentals, ...

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Planning for Retirement – High and Low Risk Investments

The following is a guest post. If you’d like to guest post on the Dividend Ninja, be sure to check out our Guest Posting Guidelines. In order to ensure a healthy financial future in retirement, you will need to invest some of your money now in various places. Unfortunately, social security benefits aren’t going to give you enough to sustain a comfortable life during your golden years. Luckily, there are high and low risk investments that you can consider to pad your retirement income. Investing ...

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Better Late Than Never – How to Save for Retirement After 40

The following is a guest post. If you’d like to guest post on the Dividend Ninja, be sure to check out our Guest Posting Guidelines. Once people reach their mid-fifties, they finally start seeing the light at the end of the tunnel. It’s around this time that they start to plan for what they’ll do once they retire, imagining lazy afternoons on the golf course or having lunch with friends. They often envision the trips they’ll take with spouses and all the wonderful extra time ...

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