Don’t Buy Mutual Funds, Buy the Company!

In one of his books Derek Foster has a wonderful quote. He says “Don’t buy the bank’s products, buy the banks!” Well the same can be said for Mutual Fund companies as well. The sad fact is that buying a mutual fund is far less profitable, than actually buying the company that provides the fund. I’m excluding Bond and MMKT Funds  in my example. I’m also exluding high-risk  sector funds – a lot of people lose money on those. I’m sure there are other ...

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Dividend Investing (In The Beginning)

Here I am on the road to securing my future, through the world of Dividend Investing and sharing my journey. I’m already in my 40’s, but the sad truth is I have a larger investment portfolio than a lot of people I know. Best of all I am debt free ! At my age I’m starting late, so I don’t have the advantage of time and decades of compounding. But what I do have is humility, knowledge, and the ability to invest in stocks myself. I have already learned that mutual funds are a ...

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