The following post is written by Brian So, a financial advisor and blogger at www.aafsinsurance.com. courtesy www.financialpost.ca Hi everyone, this is my first of hopefully many posts on the Dividend Ninja. Allow me to introduce myself. My name is Brian So and I have been working with my dad in the financial industry for about 2 years, and helping people with their financial goals. I’ve found my work to be very rewarding and I want to share some of my knowledge with more people. What better way to do this than to guest post on the Dividend Ninja with such a loyal and dedicated following. Now that the intro is out of the way, let me get into the topic on hand: the implications of having US dividend stocks in your RRSP and TFSA. First off, because there are plenty of posts on the internet about what RRSPs and TFSAs are and how to use them, I am going in another direction with my posts to try to delve a bit deeper into the lesser known facts of these savings vehicles. Generally, the ...

Read More »

I’ve written another post for Dividend Stocks Online titled, The Canadian Telecoms.  It is a review of the Canadian telecoms listed on the NYSE, and is intended for U.S. investors. I review the Canadian telecom sector in relation to its economic moat, as well as briefly review the company fundamentals. Here is a snippet: “The Canadian Telecommunication companies such as Bell (BCE-N), Rogers (RCI-N), Telus (TU-N), and Shaw (SJR-N), are exceptional dividend paying stocks. As a U.S. investor, you can take part in four of Canada’s largest communication companies which will pay you a generous dividend yield. More importantly, you can buy these top Canadian companies without having to worry about foreign content rules, since they are all traded on the NYSE…” “If you aren’t investing in Canadian Telecoms, then you may want to consider them, even with their higher debt. These giant blue-chips are hybrids between technology and communication companies, and therein lay their ...

Read More »

I’m pleased to announce I have been invited to write for Dividend Stocks Online. I’m delighted for this opportunity, and hope you will also enjoy visiting DSO and checking out their other informative posts as well: http://www.dividendstocksonline.com/blog I’ve written my first article for DSO titled U.S. Stocks on Sale, a look at five of my favourite U.S. blue chips that are currently trading at excellent price points, and worth buying (HD,PEP,PG,SYY,WMT). Here is a snippet from the post: “Earlier this year, it was getting difficult to find good dividend paying stocks at a reasonable price… Then on August 4th, all that changed when global markets reacting to a possible U.S. default along with European debt woes, began to tumble… Many investors began “backing up the truck” in the days to follow, buying their favourite stocks on sale. Although the future direction of the economy and markets remains uncertain, many high-quality dividend paying stocks are still trading ...

Read More »

End of a Series The Canadian Couch Potato continues his epic Debunking Dividend Myths, Part-6. In the final episode, Dan grows a beard and wears sunglasses in public to hide his true identity, but gets stalked by a Ninja hiding in a tree. Well not exactly – you will have to read the comments to find out! While I was hoping for syndication, it looks like there will be no more debunking. Alas, dividend investors are free! (Echo it’s safe now) In this post, Dan challenges the infamous “yield-to-cost” argument.  One thing is certain, dividend investors and couch potatoes have very different investment strategies.  Index investors rely on overall broad market gains and dividend investors rely primarily on compounding income. This has been a fascinating series of posts for all investors alike – I’m sure we will see a Money Sense article in the next issue. Congratulations Dan on all your hard work, research, and foresight! (thumbs up) The Weekly Lineup Since the Dividend ...

Read More »

US Stocks do not receive the dividend tax credit, and US dividend income is fully taxed unregistered or in a TFSA. So holding US Stocks inside your RRSP makes good sense.  Some of the big US blue chips also pay reasonable dividends of 3.00% or more, are deemed safer than the US Dollar,  and  raise their dividends annually. In addition the dividend yield on these blue chips is higher than the current rate for GIC’s and government bonds. I’ve picked three of the Dividend Cadillacs for US Stocks. You’re not going to get a huge capital gain on these companies, and you will be lucky to see 10% growth or more per year. Nor are you going to get a bargain. But you won’t be laying awake at night either wondering if you should have bought a safer stock. While US Banks are on the verge of collapsing, US Blue Chips are proving to be pillars of the US economy. Since September these stocks are on their way up, so if you have the funds US Blue Chips are worth considering: Chart ...

Read More »