Pensions Archives - The Dividend Ninja

The Gold Plated Pension

Back in March 2012, I wrote a post titled Building My Portfolio for Retirement, with Dividends and Bonds. In that post I discussed that I was one of the fortunate ones to have a defined benefit pension plan through my employer. My pension is an additional source of monthly income, along with my investments, to help me in retirement. I think it is critically important to understand the foundation of your retirement, the pensions you are entitled to receive, and how much monthly income you can expect your investments to spin-off. I pointed this out in my most popular article …

Building My Portfolio for Retirement, with Dividends and Bonds

by Dividend Ninja

In my mid to late 40’s, my focus of late has been more on planning for retirement and how I will generate a consistent monthly income to fund my retirement. I find myself in between the need to increase my portfolio through capital appreciation, but also for the need to generate monthly income in retirement. I can take early retirement nine years from now, and I fully plan on doing so! What I will need at that time is monthly income. I’ve weighed the pros and cons. I’ve come to the conclusion that I’m better off creating a stable portfolio …