How to Set and Achieve Dividend Retirement Goals

This is a guest contribution by Ben Reynolds at Sure Dividend.  Sure Dividend uses The 8 Rules of Dividend Investing to find high-quality dividend growth stocks suitable for long-term holding. If you’d like to contribute a guest post to The Dividend Ninja, check out our Guest Posting Guidelines. The ‘holy grail’ of a dividend investing is when dividend income exceeds your monthly expenses.  At this point, you are completely financially free.  You can retire (if you choose) on your own terms knowing your expenses are taken care of by your investment portfolio. It sounds so simple.  ‘Just build a dividend …

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When Issuing a Dividend Can Be Dangerous

A dividend can actually be a huge red flag depending on where the company gets the money for it. If you know what to look for, a company paying or increasing its dividend is not always a good sign. How does your favorite dividend paying company get the money for those annual or quarterly payments? Have you seen the statement of cash flows and income statement? Do you bother to dig deep to learn as much as you can about the companies that you are investing in? You definitely should take the time to understand where the money is coming …

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Dan Bortolotti Interview – Debunking Dividend Myths

For those of you who don’t know Dan, he is an advocate for Index Investing, and his knowledge of this subject is extensive. His blog the Canadian Couch Potato is a fantastic resource for both the novice and experienced investor. Dan is also an accomplished author, and for more than 10 years he has contributed regular articles for Canada’s MoneySense magazine. This interview is inspired from the Debunking Dividend Myths series which Dan wrote on his blog in January and February 2011. To say the least, a flood of responses and the lively debate quickly ensued with that series. During …

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Can You Live Off Your Dividends and Dividend Income in Retirement?

We all invest for the same end result – to sustain our retirement or lifestyle when we are older. All of us have different goals and reasons, but the end result is the same. How much can we safely withdraw from our portfolio without depleting our original investment capital? Does a primarily 100% dividend stock portfolio support a retirement income? Is it possible to live off dividends? It definitely is! Here’s what you need to earn a dividend income in retirement and live off your dividends. The Golden 4% Rule Most of the experts agree that 4% is the amount …

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