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The Safe Withdrawal Rate – Can You Rely on It in Retirement?

The following is a guest post. If you’d like to guest post on the Dividend Ninja, be sure to check out our Guest Posting Guidelines. Do you know how much you can withdraw from your retirement plan each year, and be sure that you’ll never run out of money? There’s actually a method – referred to as the safe withdrawal rate – that can help you do that, although it’s not exactly scientific. In theory, it enables you to draw a certain amount of money out of your retirement portfolio ...

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Better Late Than Never – How to Save for Retirement After 40

The following is a guest post. If you’d like to guest post on the Dividend Ninja, be sure to check out our Guest Posting Guidelines. Once people reach their mid-fifties, they finally start seeing the light at the end of the tunnel. It’s around this time that they start to plan for what they’ll do once they retire, imagining lazy afternoons on the golf course or having lunch with friends. They often envision the trips they’ll take with spouses and all the wonderful extra time ...

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Learn How to Reduce Your Monthly Costs So You Can Start Saving for Your Retirement

When you retire, you will only get a certain amount of money each month and living on a restricted income can be difficult to do,especially as your health costs rise. Medicare is helpful but does not cover everything. If you want to be able to live comfortably after you retire, you need to save as much money as you can before your retirement takes place. The following guide walks you through a few things you can do to start saving for your retirement right away. Reduce Your Monthly Expenses There ...

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How To Set and Achieve Dividend Retirement Goals

This is a guest contribution by Ben Reynolds at Sure Dividend.  Sure Dividend uses The 8 Rules of Dividend Investing to find high quality dividend growth stocks suitable for long-term holding. The ‘holy grail’ of a dividend investing is when dividend income exceeds your monthly expenses.  At this point, you are completely financially free.  You can retire (if you choose) on your own terms knowing your expenses are taken care of by your investment portfolio. It sounds so simple.  ‘Just build ...

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