Investing

TD Lowers Trading Fees

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In the competetive business of online trading, TD Waterhouse has always had expensive trading fees at $29.00 per trade. But unlike Scotia iTrade, there are no hidden fees or inactivity fees. As long as you sign up for e-services then your accounts have no admin fees (other than RRSP’s under $25K). As well TD provides an excellent trading platfrom with excellent research tools. On November 4th TD Waterhouse announced that their $9.99 trade fee, which was only available to investors with over 100K in assets, is now available to investors with over 50K in assets. This is a welcome move …

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Index Investing ~ Canadian Couch Potato

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At heart I’m a dividend investor.  Nothing is more exciting to me than to buy a quality stock at its lows, watch it go up in value, and then sit back and collect my dividend income. To me the reward of patience, persistence, and the desire to invest for myself is the ultimate reward.  Since I’m into good quality stocks that pay me for owning them, I’m not overly concerned with market movements.  When the market goes down, that gives me the chance to buy a quality stock for a bargain price.  And ultimately the choices I make in my …

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The ING Direct Blues

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ING Direct is a great place to invest for GIC’s. There are no 1K or 5K minimums, and the rates are definitely better than the banks – even better than what TD Waterhouse can offer. I’m a firm believer that any investor at my age or older should have GIC’s in their portfolio. And I think ING Direct is the place to invest for that market – no fees, flexibility, and great customer service. ING is also a great place to save for an emergency fund as well. However, when the Bank of Canada raised the key rate this month …

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Dividend Investing (In The Beginning)

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Here I am on the road to securing my future, through the world of Dividend Investing and sharing my journey. I’m already in my 40’s, but the sad truth is I have a larger investment portfolio than a lot of people I know. Best of all I am debt free ! At my age I’m starting late, so I don’t have the advantage of time and decades of compounding. But what I do have is humility, knowledge, and the ability to invest in stocks myself. I have already learned that mutual funds are a waste of time, and Dividend Stocks …

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