Guest Ninja

How to Make Your Retirement Portfolio Inflation Proof

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The following is a guest post. If you’d like to guest post on the Dividend Ninja, be sure to check out our Guest Posting Guidelines. To hear the talking heads tell it, there’s no inflation out there. And with the price of oil (and therefore gasoline) in a tailspin, inflation looks like the last thing anyone should be worried about. But long-term numbers tell a very different story. According to the Bureau of Labor Statistics Inflation Calculator, prices have roughly doubled in the last 25 years. It now takes $1,915 to buy what $1,000 bought in 1989. That works out …

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The Safe Withdrawal Rate – Can You Rely on It in Retirement?

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The following is a guest post. If you’d like to guest post on the Dividend Ninja, be sure to check out our Guest Posting Guidelines. Do you know how much you can withdraw from your retirement plan each year, and be sure that you’ll never run out of money? There’s actually a method – referred to as the safe withdrawal rate – that can help you do that, although it’s not exactly scientific. In theory, it enables you to draw a certain amount of money out of your retirement portfolio each year, but will never leave you broke. Can you …

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Is Low Unemployment Good For the Stock Market?

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The following is a guest post. If you’d like to guest post on the Dividend Ninja, be sure to check out our Guest Posting Guidelines. When the unemployment rate is very low, it is often due to the economy doing very well. In fact, very low unemployment often translates to already high stock prices and for investors buying at that particular stage in the cycle is often detrimental to their portfolio returns. What we know about the stock market is prices are dependent on the business fundamentals, meaning what the business has done since its inception in addition to the …

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Planning for Retirement – High and Low Risk Investments

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The following is a guest post. If you’d like to guest post on the Dividend Ninja, be sure to check out our Guest Posting Guidelines. In order to ensure a healthy financial future in retirement, you will need to invest some of your money now in various places. Unfortunately, social security benefits aren’t going to give you enough to sustain a comfortable life during your golden years. Luckily, there are high and low risk investments that you can consider to pad your retirement income. Investing and Your Taxes Some types of investments like a 401k and Roth/IRA accounts, Universal Life …

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