When Issuing a Dividend Can Be Dangerous

A dividend can actually be a huge red flag depending on where the company gets the money for it. If you know what to look for, a company paying or increasing its dividend is not always a good sign. How does your favorite dividend paying company get the money for those annual or quarterly payments? Have you seen the statement of cash flows and income statement? Do you bother to dig deep to learn as much as you can about the companies that you are investing in? You definitely should take the time to understand where the money is coming …

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What Is a Dividend Aristocrat? And Why You Need to Invest in Them

Dividend Aristocrats are dividend winners who have consistently provided investors with increasing dividends year in and year out. Dividend Aristocrats make a great addition to a portfolio of dividend stocks. They are a great place to start your search for the next company to add to your portfolio. Dividends provide income from your investment, rather than capital gains which are based on appreciation or depreciation in the stock price A dividend stock is typically less volatile than other asset classes such as stocks or mutual funds Investors should look for dividend payers that have been around for at least 25+ …

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Better Late Than Never – How to Save for Retirement After 40

The following is a guest post. If you’d like to guest post on the Dividend Ninja, be sure to check out our Guest Posting Guidelines. Once people reach their mid-fifties, they finally start seeing the light at the end of the tunnel. It’s around this time that they start to plan for what they’ll do once they retire, imagining lazy afternoons on the golf course or having lunch with friends. They often envision the trips they’ll take with spouses and all the wonderful extra time they’ll spend with their family. But what if you haven’t started saving yet? What if …

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