Month: February 2012

Using Dividends For Passive Income In Retirement

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written by Hank Coleman My father-in-law was a bank executive for over thirty years at a large regional bank in the United States, and he amassed quite a bit of his company’s stock through options over his career. Now, in addition to his pension, he also has quarterly dividends that support him in retirement. That is the beauty of dividends. They are truly a passive income investment in most cases, and they can often help you to get more out of your finite investment resources than other options allowing you to more efficiently save for retirement. How Much Do You …

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Bad News Investing ~ Profit from Crisis

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This post was originally published on October 12th, 2010. It was early days on the Ninja so the post didn’t get much traffic. However, this was one of my favourite articles, so I’ve taken the liberty to update and repost it. Old news is still news! Bad News Investing is a term I use to define stocks that get hit with bad news or suffer a sharp decline in share price, due to an unforeseen event. I think this is one of the easiest ways to pick stocks as a Value Investor. You don’t always need to research the balance …

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Website Income Versus Dividend Stocks

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I’ve written a guest post for Young and Thrifty on passive income, titled Website Income vs Dividend Stocks: Which One Comes Out On Top?   Once I started seriously investing in divided paying stocks, I was amazed in such a short period of time how quickly dividend income can build a portfolio. For me dividend stocks are a great investment. As long as I’m investing in big blue-chip companies that have a reasonable dividend yield, and ignore the short-term market swings, I don’t lose sleep at night. Dividend stocks are to the investor, what passive income is to a website …

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Should You Contribute to Your RRSP or TFSA?

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My first post at BankNerd.ca… At the beginning of February I was delighted to be accepted into the Guest Authorship Program at BankNerd.ca. I’ve written my first article, fortuitously launched on Valentine’s Day. 🙂 The post is titled Should You Contribute to Your RRSP or TFSA? In this post I look at the basic differences between the TFSA and RRSP, and why I think the TFSA is a better option for most Canadians. I also bring up the point that RRSP Withdrawals become taxable income, and that the RRSP is really a tax deferral plan. “Not only can Canadians contribute …

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