What You Shouldn’t Do When Repairing Your Credit

Your credit score truly matters when it comes to getting loans or a decent interest rate on a credit card. A few bad decisions or bills that you simply couldn’t pay at the time can wreck a credit score. Regardless of how you ruined your credit in the first place, there is hope as you can repair your credit score over time. There are best practices for repairing your credit score as well as what to avoid. Below will cover what you need to avoid when you are starting to repair your credit over time: Don’t Talk to Debt Collectors and Don’t Agree to Anything …

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5 Smart Tips to Manage Your Finances the Right Way

One of the reasons why most people face a financial dilemma is because of bad money management. Spending more than what you have will do you no good. In fact, it will lead to more loans, unpaid monthly mortgages, and bad credit scores. To prevent these things from happening, you should start to handle your money wisely and learn ways to manage your finances better. If you don’t know where to begin, take a look at these tried-and-tested strategies to manage your finances the right way. Create a Budget and Stick to It The first step to getting smart about …

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Dividend Investors Can Find Attractive Yield in These Countries

U.S. stocks ended 2019 with tremendous momentum and the first few weeks of 2020 offered investors more of the same. The impressive stock gains are outpacing past U.S. presidents by a large margin which has some dividend investors asking if they missed the boat and need to look elsewhere for investment opportunities. Should Investors Look Elsewhere? Investors looking to buy international dividend stocks will need to first convert their greenback to a foreign currency. Right off the bat, the investor will get hit with a standard foreign exchange fee of around 2.5% which will go against their profit potential. Add …

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What is a Dividend Champion? And Why You Should Invest in Them!

The following post is guest post written by John Schroeder. If you’d like to contribute a guest post to The Dividend Ninja, check out our guest posting guidelines. When it comes to investing in U.S. dividend stocks, there are several places you can start your search for companies to add to your portfolio. For example, many investors turn to the Dividend Aristocrats which are found on the S&P 500 Dividend Aristocrats Index. Members of the Dividend Aristocrats Index must consistently raise their dividend for 25+ consecutive years and also be a member of the S&P 500. In the event a …

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