Dividend Stocks are Not a Bond Substitute

The following is a guest post by Ben Carlson from A Wealth of Common Sense. If you would like to submit a guest post to The Dividend Ninja, check out our guest posting guidelines. “Compare this with a 50% drawdown in stocks in the past bear market and you can see that bonds and stocks do not have the same characteristics for loss.  Interest rates would really need to spike higher in a very short period of time to equal stock losses.  And unfortunately, rates can stay low for long periods of time.” Dividend Stocks are Not a Bond Substitute …

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How to Set and Achieve Dividend Retirement Goals

This is a guest contribution by Ben Reynolds at Sure Dividend.  Sure Dividend uses The 8 Rules of Dividend Investing to find high-quality dividend growth stocks suitable for long-term holding. If you’d like to contribute a guest post to The Dividend Ninja, check out our Guest Posting Guidelines. The ‘holy grail’ of a dividend investing is when dividend income exceeds your monthly expenses.  At this point, you are completely financially free.  You can retire (if you choose) on your own terms knowing your expenses are taken care of by your investment portfolio. It sounds so simple.  ‘Just build a dividend …

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KaratGold Coin (KBC) Is Making Gold Spendable Online

Although gold is, and always will be, useful, it’s an asset that has failed to make any meaningful transition to the digital world. A natural element, gold grows in the ground and is only extricated with mines through great physical effort. It’s purified into a high-quality formand developed into products and as a material in various technologies. For personal investors, it’s stored in vaults and deposit boxes. And where it used to be a de facto money for people all around the world, today it leads a much more solitary existence. Gold is almost too valuable for its own good. …

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How to Make Your Retirement Portfolio Inflation Proof

The following is a guest post. If you’d like to guest post on the Dividend Ninja, be sure to check out our Guest Posting Guidelines. To hear the talking heads tell it, there’s no inflation out there. And with the price of oil (and therefore gasoline) in a tailspin, inflation looks like the last thing anyone should be worried about. But long-term numbers tell a very different story. According to the Bureau of Labor Statistics Inflation Calculator, prices have roughly doubled in the last 25 years. It now takes $1,915 to buy what $1,000 bought in 1989. That works out …

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