Can You Live Off Your Dividends and Dividend Income in Retirement?

We all invest for the same end result – to sustain our retirement or lifestyle when we are older. All of us have different goals and reasons, but the end result is the same. How much can we safely withdraw from our portfolio without depleting our original investment capital? Does a primarily 100% dividend stock portfolio support a retirement income? Is it possible to live off dividends? It definitely is! Here’s what you need to earn a dividend income in retirement and live off your dividends. The ...

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business man

Why We Love Reading Other People’s Money Diaries?

The following is a guest post. If you’d like to guest post on the Dividend Ninja, be sure to check out our Guest Posting Guidelines. There is no way telling how many personal finance blogs there are out there, teaching people about tricks and strategies to either make some extra money or to save more. And their popularity is unbroken, with an ever-increasing number of people reading about how other people spend their money and save it – not to be confused with investment-focused publications ...

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Income Trusts

What Happened to the Income Trusts?

This article was published in the September 2011 edition of the Canadian MoneySaver, and is posted here with permission. For more information visit www.canadianmoneysaver.ca January 1st, 2011, was the deadline for Canadian income trusts (other than REITs – Real Estate Investment Trusts) to convert to corporations. I examine the basic changes of income trusts into corporations, and what’s happened to these high-yield dividend payers. Now that almost all income trusts have converted to corporations, ...

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